License # OE99940
Home Services Insurance Agency can review your current coverage and give you recommendations. We are also able to provide coverage for your other personal insurance policies such as flood, watercraft, umbrella, earthquake, motorcycle, ATV, etc.
Senior Loan Officer
CA BRE Broker #01845041 NMLS #236669
Did you know in the last 12 months, almost 1/2 of all people who applied for a home loan were denied and 1/3 of those denials could have been approved? This means many Loan Officer’s out there are making mistakes or they don’t have the loan programs that could have gotten the loans approved. Unfortunately, it’s a big problem. Because of this, more and more people aren’t applying for mortgages because they assume that they just won’t qualify today.
Mortgage guidelines are constantly changing and can defy common sense. And, many lenders have their own narrow view of the type of loans that they like and will approve. Think about it, if you call a big bank or mortgage company, are they going to tell you if another lender down the street has better rates or a program that would work better for you? The answer is no, they will sell you only what they have. That’s why it’s more important than ever to have an experienced Loan Officer in your corner, with many sources to go for program options and pricing.
For more information and to get started on your home purchase loan, visit my website.